| Insurance etc.
Some insurance policies will cover acupuncture; many will not.
You must check with your insurance provider to see if your policy
covers it. Anthem writes some group policies that do, but also writes
many that do not. If you have an individual policy, acupuncture
will not be covered.
I do not process insurance paperwork for reimbursement. You need
to pay me at the time of service, then apply for reimbursement yourself.
I will provide receipts with diagnosis and treatment codes for you
to do this ($5 administrative fee). To improve the likelihood of
your insurer reimbursing you, ask your MD or DO for a written referral
with a diagnosis code.
Neither Medicare nor MaineCare cover acupuncture.
If you have a pre-tax flexible spending account at work to pay
for medical expenses or a Medical Savings Account, acupuncture is
an allowed expense. Likewise, if you itemize medical expenses on
your federal tax return, acupuncture is an allowed expense. A basic
receipt is acceptable for all IRS-governed reimbursements/deductions,
and there is no fee for this.
Paperwork for Worker's Compensation claims and motor vehicle accidents
are treated in the same way as insurance paperwork.
If I am forced to deal with your attorney, insurance company or
other bureaucratic entity, I will bill you for my time at $60 per
hour.
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